--- title: "Digital Payments & Fintech Infrastructure & Connectivity Guide • Teraco" description: "Discover how colocation, cloud connectivity, and resilient digital infrastructure support secure, scalable digital payments in south Africa." image: https://www.teraco.co.za/wp-content/uploads/2026/05/Untitled-1.jpg canonical: https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/ url: https://teraco.getmd.ai/resources/digital-payments-fintech-infrastructure/.md last_converted: 2026-10-19T20:25:54.411Z --- ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Article", "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#article", "isPartOf": { "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/" }, "author": { "name": "Erin Pieters", "@id": "https://www.teraco.co.za/#/schema/person/9d3455d220d104aa74e0689dcd78502a" }, "headline": "Digital Payments & Fintech Infrastructure & Connectivity Guide", "datePublished": "2026-10-13T06:12:23+00:00", "mainEntityOfPage": { "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/" }, "wordCount": 651, "publisher": { "@id": "https://www.teraco.co.za/#organization" }, "image": { "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#primaryimage" }, "thumbnailUrl": "https://www.teraco.co.za/wp-content/uploads/2026/10/26-payments-playbook-landing-page-02.png", "keywords": [ "digital infrastructure", "healthcare" ], "articleSection": [ "Resources" ], "inLanguage": "en-ZA" }, { "@type": "WebPage", "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/", "url": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/", "name": "Digital Payments & Fintech Infrastructure & Connectivity Guide • Teraco", "isPartOf": { "@id": "https://www.teraco.co.za/#website" }, "primaryImageOfPage": { "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#primaryimage" }, "image": { "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#primaryimage" }, "thumbnailUrl": "https://www.teraco.co.za/wp-content/uploads/2026/10/26-payments-playbook-landing-page-02.png", "datePublished": "2026-10-13T06:12:23+00:00", "description": "Discover how colocation, cloud connectivity, and resilient digital infrastructure support secure, scalable digital payments in south Africa.", "breadcrumb": { "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#breadcrumb" }, "inLanguage": "en-ZA", "potentialAction": [ { "@type": "ReadAction", "target": [ "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/" ] } ] }, { "@type": "ImageObject", "inLanguage": "en-ZA", "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#primaryimage", "url": "https://www.teraco.co.za/wp-content/uploads/2026/10/26-payments-playbook-landing-page-02.png", "contentUrl": "https://www.teraco.co.za/wp-content/uploads/2026/10/26-payments-playbook-landing-page-02.png", "width": 1200, "height": 627 }, { "@type": "BreadcrumbList", "@id": "https://www.teraco.co.za/resources/digital-payments-fintech-infrastructure/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.teraco.co.za/" }, { "@type": "ListItem", "position": 2, "name": "Digital Payments & Fintech Infrastructure & Connectivity Guide" } ] }, { "@type": "WebSite", "@id": "https://www.teraco.co.za/#website", "url": "https://www.teraco.co.za/", "name": "Teraco", "description": "A Digital Realty Company", "publisher": { "@id": "https://www.teraco.co.za/#organization" }, "potentialAction": [ { "@type": "SearchAction", "target": { "@type": "EntryPoint", "urlTemplate": "https://www.teraco.co.za/?s={search_term_string}" }, "query-input": { "@type": "PropertyValueSpecification", "valueRequired": true, "valueName": "search_term_string" } } ], "inLanguage": "en-ZA" }, { "@type": "Organization", "@id": "https://www.teraco.co.za/#organization", "name": "Teraco. A Digital Realty Company", "url": "https://www.teraco.co.za/", "logo": { "@type": "ImageObject", "inLanguage": "en-ZA", "@id": "https://www.teraco.co.za/#/schema/logo/image/", "url": "https://www.teraco.co.za/wp-content/uploads/2022/08/teraco-a-digital-realty-company.png", "contentUrl": "https://www.teraco.co.za/wp-content/uploads/2022/08/teraco-a-digital-realty-company.png", "width": 400, "height": 88, "caption": "Teraco. A Digital Realty Company" }, "image": { "@id": "https://www.teraco.co.za/#/schema/logo/image/" }, "sameAs": [ "https://www.facebook.com/TeracoDC/", "https://x.com/TeracoDC", "https://www.instagram.com/teracodc/", "https://www.linkedin.com/company/teraco-data-environments/", "http://www.youtube.com/c/TeracoDatacentres", "https://en.wikipedia.org/wiki/Teraco_Data_Environments" ] }, { "@type": "Person", "@id": "https://www.teraco.co.za/#/schema/person/9d3455d220d104aa74e0689dcd78502a", "name": "Erin Pieters", "image": { "@type": "ImageObject", "inLanguage": "en-ZA", "@id": "https://secure.gravatar.com/avatar/6e3ac2fe27ce07dcc1d554a07ff0d112c96a5b64ab671b9f03902b7a859306cc?s=96&d=mm&r=g", "url": "https://secure.gravatar.com/avatar/6e3ac2fe27ce07dcc1d554a07ff0d112c96a5b64ab671b9f03902b7a859306cc?s=96&d=mm&r=g", "contentUrl": "https://secure.gravatar.com/avatar/6e3ac2fe27ce07dcc1d554a07ff0d112c96a5b64ab671b9f03902b7a859306cc?s=96&d=mm&r=g", "caption": "Erin Pieters" }, "url": "https://www.teraco.co.za/author/erinlmac/" } ] } ``` [Skip to main content](#ajax-content-wrap) [Close Search](#) [Resources](https://www.teraco.co.za/category/resources/) # Digital Payments & Fintech Infrastructure & Connectivity Guide 13 October, 20262 min read [Share](#)[Share](#)[Share](#) ### Building the digital foundation for modern payments in South Africa Digital payments are evolving beyond traditional card transactions into highly interconnected ecosystems. As real-time payments, embedded finance, and digital wallets continue to grow, financial institutions and fintech providers need infrastructure that can keep pace. For CIOs, CTOs, and IT leaders, the challenge is no longer simply where to host critical workloads. It is how to connect securely with banks, payment networks, cloud providers, and technology partners while maintaining performance, resilience, and regulatory compliance. **Download the guide** to explore how carrier-neutral colocation, private interconnection, and hybrid cloud can support the next generation of digital financial services. ##### What you’ll learn in this guide: Explore the infrastructure and connectivity strategies shaping the future of digital payments and fintech in South Africa. - **South Africa’s evolving payments landscape:** How real-time payments, fintech innovation and digital commerce are reshaping the industry. - **Infrastructure as a strategic asset:** How colocation and ecosystem connectivity support performance, resilience, and growth. - **Six key infrastructure priorities:** The essential capabilities for building secure, scalable, and future-ready payment services. - **Hybrid payments architecture:** How dedicated infrastructure, colocation, and cloud work together to support modern payments. - **Real-world resilience in action:** A practical use case demonstrating seamless infrastructure migration and successful disaster recovery testing. #### Build a more connected payments ecosystem Modern payment infrastructure is no longer just about hosting workloads. It is about positioning organisations within the digital ecosystems that enable business. **Download the guide** to explore the infrastructure and connectivity strategies supporting secure, resilient, and scalable digital payments in South Africa. Please fill out the form below to gain access to the whitepaper ### Related Reading ### Recent - [NAPAfrica and ZANOG enhance community-driven interconnection in Cape Town’s growing digital ecosystem](https://www.teraco.co.za/news/napafrica-and-zanog-enhance-community-driven-interconnection-in-cape-town-growing-digital-ecosystem/) - [Teraco expands executive management team](https://www.teraco.co.za/news/teraco-expands-executive-management-team/) - [Teraco announces CT1 data centre expansion in Rondebosch, Cape Town](https://www.teraco.co.za/news/teraco-announces-ct1-data-centre-expansion-in-rondebosch-cape-town/) - [NAPAfrica and Teraco ACX growing Africa’s digital community as NAPAfrica hits 6Tbps](https://www.teraco.co.za/news/napafrica-and-teraco-acx-growing-africas-digital-community-as-napafrica-hits-6tbps/) - [Teraco completes CT2 data centre expansion, increasing Cape Town’s hyperscale capacity to 50MW](https://www.teraco.co.za/news/teraco-completes-ct2-data-centre-expansion/) ### Subscribe to our Newsletter Sign up for our newsletter and get the latest news and updates from Teraco. 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